SIP Returns Calculator

Calculate the future value of your Systematic Investment Plan. See how disciplined monthly investments compound into wealth over time.

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Enter Your SIP Details

Input your monthly investment amount, expected annual return rate, and investment duration to calculate your SIP returns.

Minimum: 100
Typical range: 8% - 15%
Range: 1 - 50 years
Total Invested
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Estimated Returns
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Total Value (Maturity)
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Year-by-Year Growth

Amount Invested
Returns Earned

Detailed Year-by-Year Breakdown

Year Invested This Year Total Invested Returns This Year Total Returns Total Value

How is SIP calculated?

The future value of a SIP is calculated using the formula:
FV = P x [(1 + r)^n - 1] / r x (1 + r)

Where P = monthly investment amount, r = monthly rate of return (annual rate / 12 / 100), and n = total number of months. This formula accounts for the compounding effect of each monthly instalment growing at the expected rate of return.