Lumpsum Investment Calculator

Calculate the future value of a one-time investment and see how it grows year by year, with optional inflation adjustment.

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Calculate Lumpsum Returns

Enter your investment amount, expected annual return, and holding period to see the projected growth of your lumpsum investment.

Used to calculate inflation-adjusted (real) returns. Set to 0 to ignore.
Investment Summary
Invested Amount
--
one-time investment
Future Value (Nominal)
--
before inflation
Future Value (Inflation-Adjusted)
--
in today's rupees
Total Returns
--
--
Wealth Gained
--
profit on investment
Effective CAGR (Real)
--
after inflation

Returns are estimated based on the annual rate you entered compounded yearly. Actual returns will vary depending on market conditions, fund performance, and timing.

Year-by-Year Growth

Year Opening Balance Interest Earned Closing Balance Inflation-Adjusted

Formula Used

FV = P × (1 + r/100)t
Real FV = FV ÷ (1 + i/100)t
FV = Future Value  •  P = Principal (invested amount)  •  r = Annual return rate (%)  •  t = Time period (years)  •  i = Inflation rate (%)